[consulting] insurance

Sami Khan sami at etopian.net
Mon Jul 12 18:14:44 UTC 2010


On Mon, 2010-07-12 at 10:44 -0700, Domenic Santangelo wrote:
> On Jul 12, 2010, at 10:06 AM, Cameron Barrett wrote:
> > The health care industry is horribly broken in this country and is set up
> > in a way that unfairly penalizes American workers who choose to work for
> > themselves. The entire market is skewed towards the corporation.
> 
> I'm not sure about the "unfair" part; buying in bulk generally results in a discount. Smaller agencies suffer the same problem; buying 10 policies doesn't actualize the same discount as buying 10,000.

Without going into the health care debate, let's just say that most
other developed countries buy insurance in bulk for all their citizens;
hence everyone gets a discount. Then they regulate costs of the drugs as
well. America has massive class warfare problem, and the poor and the
working class always get screwed. Health care in the US is no different,
and nothing has changed with the so-called reform.

In Canada everyone is covered, and it makes it perfect for self-employed
business person. Further, if you are broke you don't have to declare
bankruptcy because there are other options available where you pay a
percentage of all that you owe and avoid bankruptcy. Therefore, a risk
taker does not have to worry as much when attempting to do things on
their own!

The point being that the America middle class labour has to consolidate
their power and demand their rights. The first step to that is seeing
how they are getting screwed compared with citizens of other developed
countries, as to set their expectations on how to change the US for the
benefit of everyone in the world. One thing that bothers me is that the
American wealthy class attempts to corrupt the rest of the upper class
in other developed countries with their ideology; we have seen that in
terms of policy and policing recently. They then adopt policies similar
to the US elite, which means that it's an issue for citizens of all
developed countries to fix the ideology of the American upper classes.
Lest we all end up as miserable as the American working class!

Regards,
Sami




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