<html><body style="word-wrap: break-word; -webkit-nbsp-mode: space; -webkit-line-break: after-white-space; "><blockquote type="cite" class=""><div><font class="Apple-style-span" color="#000000">We provide alternatives so clients can make </font></div><div><font class="Apple-style-span" color="#000000">informed decisions, but we don't think</font></div><div><br></div></blockquote><div><br></div>Sorry, incomplete thought!<div><br></div><div>...but we don't think we are the ones to make their decisions for them. They have their own business model driving their decisions. In the end, we're here to serve their needs, and inform them of alternatives so they can make informed decisions.</div><div><br></div><div>Laura</div><div><br><div><br></div></div></body></html>