[consulting] Getting Freelance Work

[Kevin Davison]

Matt, I'm interested in your recommendation for an insurance agent.

Last year I had some trouble with Cisco because I didn't have insurance (for $1M), and ended up having to go through an agency of theirs to cover me.

Thanks!

On Jun 1, 2010, at 10:22 AM, Matt Chapman wrote:

> On Tue, Jun 1, 2010 at 7:20 AM, Sam Polenta <sam.polenta at gmail.com> wrote:
>> I did recently have a
>> "done deal" with a University but then the "powers that be" over there
>> demanded that I produce some kind of professional insurance. As a
>> freelancer! I told them I don't have and it doesn't make financial
>> sense to get it. My contact said he would *try* talk to his bosses and
>> see if he could work it out.
>> 
>> Is that not weird?
> 
> 
> I'm not a lawyer and this isn't legal advice.
> 
> If you don't have technical errors & omission insurance, you're just
> asking for it. Eventually, you or someone you hired is going to make a
> mistake, and some blow hard is gonna cite that for the reason for the
> 2 day launch delay that somehow cost their company a $100,000 deal,
> and you're gonna have a lawsuit on your hands.
> 
> You can probably get a half million dollars in coverage for less than
> a thousand bucks a year. Seems worth it to me. And I have yet to be
> threatened with a lawsuit, or make any mistakes that would lead to
> one, but client's like to know you have these things in place. IMO,
> that's reasonable.
> 
> Let me know if you want a referral to my insurance agent.
> 
> All the Best,
> 
> Matt Chapman
> Ninjitsu Web Development
> 
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